Applying for an Australian student visa (Subclass 500) can feel overwhelming at first. There are multiple steps, plenty of documents, and specific eligibility requirements you must meet. But here’s the good news: if you understand the process clearly and follow it step by step, your chances of faster approval increase significantly.
This guide is designed to simplify the Australian student visa process step by step for international students, especially those applying from India. By the end of this article, you’ll know exactly how to apply for an Australian student visa, what documents to prepare, how to handle interviews and biometrics, and what happens after approval.
Why Following the Correct Process Matters ?
A meticulous and complete visa application is your best defense against delays and refusals. The Australian Department of Home Affairs has a rigorous and non-negotiable set of requirements for the Student visa (Subclass 500). Any missing document, incorrect information, or lack of compelling evidence can lead to a visa rejection, a setback that not only costs you time and money but also jeopardizes your academic future. This guide is designed to help you navigate these complexities, ensuring your application is as strong as possible, thereby increasing your chances of a faster and successful outcome.
Step 1: Choose Your Course & University
The foundation of your visa application begins with your academic choice. Before you can even think about a visa, you must secure admission to a course and an institution registered on the Commonwealth Register of Institutions and Courses for Overseas Students (CRICOS).
- CRICOS-approved Institution: The CRICOS registration is a guarantee that the course and the institution meet the high standards required for international students. A non-CRICOS course will not be eligible for a student visa.
- Eligibility and Course Alignment: Your chosen course must align with your previous academic background and career goals. The Genuine Student (GS) requirement, which has replaced the Genuine Temporary Entrant (GTE) criterion, scrutinizes this alignment closely. You must be able to articulate a clear and compelling reason for choosing your course and how it will benefit your future career.
Step 2: Apply for Confirmation of Enrolment (CoE)
Once you receive a Letter of Offer from your chosen institution, you are one step closer to your visa application. However, you cannot apply for a visa with just the offer letter. The next critical document is the Confirmation of Enrolment (CoE).
- Offer Letter vs. CoE:
- An Offer Letter simply means you’ve been accepted into the program.
- A Confirmation of Enrolment (CoE) is the official document you’ll need for your visa. It’s issued after you pay the initial tuition deposit and meet any preconditions.
- The offer letter is a conditional acceptance from the university. To convert it into a CoE, you must formally accept the offer and pay the initial tuition deposit and Overseas Student Health Cover (OSHC) fees.
- Documents required for CoE may include:
- Copy of your passport
- Academic transcripts and certificates
- Proof of English test scores (IELTS/PTE/TOEFL)
- Tuition deposit payment receipt
- OSHC arrangement (sometimes requested at this stage)
Without a CoE, you cannot proceed with your visa application.
Step 3: Gather Required Documents
Now it’s time to collect all the documents you’ll upload to your application. Here’s a quick student visa document checklist:
- Passport: A valid passport with at least six months of validity beyond your intended stay.
- Confirmation of Enrolment (CoE): The electronic document issued by your university.
- Proof of Funds: Financial documents to demonstrate your ability to cover tuition, living expenses, and travel costs.
- Overseas Student Health Cover (OSHC): Proof of a valid OSHC policy.
- Academic Transcripts: All your academic qualifications, mark sheets, and degree certificates.
- English Language Test Scores: Your IELTS, PTE, or TOEFL results.
- Genuine Student (GS) Statement: A personal statement outlining your motivations for studying in Australia.
- Passport-sized photographs.
- Resume/CV.
For a detailed breakdown of each document and what constitutes valid proof, be sure to check “Australia Student Visa Requirements.”
Step 4: Meet English Language Requirements
To prove you can study in English, you’ll need to sit for a recognised test.
- Accepted tests (2025): IELTS, TOEFL iBT, PTE Academic, Cambridge C1 Advanced
- Typical minimum scores:
- Standard student visa: IELTS 6.0 overall (or equivalent)
- Foundation/Pathway programs: IELTS 5.5
- ELICOS package: IELTS 5.0
Remember: universities often set higher requirements than the visa minimum.
Tip for Indian students: Start preparing for your English test at least 6–8 months before applying. Mock tests, coaching, and practice apps can help.
Step 5: Financial & Health Requirements
Two of the most critical parts of the Australian student visa application process are financial proof and health insurance.
- Financial capacity: You must demonstrate that you have access to enough funds to cover your tuition fees, living expenses, and return airfare.
- Primary student: AUD 29,710 per year
- Spouse: AUD 10,394 per year
- Each child: AUD 4,449 per year
- Schooling for dependent children: AUD 13,502 per year
- OR meet the annual income alternative: AUD 87,856 (single) or AUD 102,500 (with family)
Evidence can be in the form of:
- Bank savings
- Approved education loans
- Scholarships
- Parent/spouse income (via official tax documents)
- Overseas Student Health Cover (OSHC): OSHC is a compulsory health insurance for international students. You must purchase OSHC for the entire duration of your stay in Australia. Your policy must begin on or before the date of your arrival and end on or after the expiry date of your visa. You will need to provide the OSHC policy number and dates in your visa application.
Step 6: Apply for Student Visa Online (Subclass 500)
The entire application process for the Student visa (Subclass 500) is done online through the Department of Home Affairs’ website.
- Creating an ImmiAccount: Your first step is to create an ImmiAccount, which is a secure online platform used for all visa applications.
- Filling the Visa Application Form: The application form is detailed and requires you to fill in your personal information, academic history, family details, and travel history. Be meticulous and honest in your responses. Any discrepancy could lead to a refusal.
- Uploading Documents: You will be prompted to upload all the required documents you have gathered. Ensure all documents are clear, well-scanned, and named appropriately.
Step 7: Pay the Visa Fee
The visa application fee is a mandatory charge that must be paid at the time of submission.
- Current Visa Application Charge: As of July 1, 2025, the base application fee for the Subclass 500 visa has increased to AUD $2,000. In Indian Rupees, this is approximately INR ₹1,10,000 (subject to change based on exchange rates). There will be additional charges for any dependent family members applying with you.
- Payment Methods: The fee is paid online using a credit or debit card. It’s non-refundable, even if your visa is refused.
- Always save your payment receipt — it’s your proof that the application has been successfully lodged.
Step 8: Biometrics & Health Check
After you submit your application, you may be required to provide biometrics and undergo a medical examination.
- Scheduling Biometrics Appointment: You will receive a request to provide biometrics (fingerprints and a photograph) at an Australian Visa Application Centre (AVAC) in India. It is essential to book this appointment as soon as you receive the notification.
- Medical Examination Process: You will also be required to undergo a medical examination with a panel physician approved by the Australian government. The details of the required tests and the list of approved physicians will be provided in your ImmiAccount. You should complete this as early as possible to avoid delays in processing.
- Medical tests usually include:
- Chest X-ray
- Blood tests
- General physical examination
Step 9: Attend Visa Interview
Not every student will be interviewed, but some may be called for a student visa interview. The interview is conducted to assess the credibility of your application and your Genuine Student (GS) statement.
- Common questions:
- Why did you choose Australia and this course?
- How will this course help your future career?
- Who is funding your studies?
- Do you plan to return home after your studies?
Tips for success:
- Be honest and consistent with your application.
- Avoid memorised “scripted” answers.
- Speak clearly and confidently.
Step 10: Wait for Visa Decision & Approval
After all the steps are complete, the final stage is waiting for the Department of Home Affairs to process your application.
- Typical Processing Time (India-specific): Australia student visa processing time from India can vary. While some applications may be processed in a few weeks, the average processing time can range from 4 to 8 weeks. During peak intake seasons (January/February and July), this time may be longer due to high volume.
- What Happens After Approval: If your visa is approved, you will receive a Visa Grant Notification via email. This electronic document is your official visa. You can also check your visa status on your ImmiAccount.
After Visa Approval: Preparing to Study in Australia
Congratulations — you’re almost ready to fly!
- Booking Tickets & Accommodation: As soon as you receive your visa, book your flights to Australia. Consider booking a few days before your course orientation to settle in. It’s also essential to finalize your accommodation, whether on-campus or off-campus.
- Pre-departure checklist:
- Documents: Print and organize all essential documents, including your passport, Visa Grant Notification, CoE, OSHC policy, and academic transcripts.
- Finances: Ensure you have access to funds in Australia, either through a pre-opened bank account or a reliable forex card. Carry some Australian dollars in cash for initial expenses.
- Packing: Pack essential items, including appropriate clothing, any necessary medications, and a few personal items to make your new place feel like home. Remember to check customs regulations for prohibited items.
- Orientation: Make sure to attend your university’s orientation program. It’s an excellent opportunity to meet new people and get familiar with the campus and city.
This is the stage where your dream to study in Australia officially begins.
Conclusion
Applying for the Australian student visa (Subclass 500) may seem like a long journey, but when broken down step by step, it becomes far more manageable. From choosing the right CRICOS course, securing your CoE, preparing financial/English documents, applying through ImmiAccount, and finally waiting for approval — every stage has its purpose.
For best results, start early, stay organised, and always cross-check with the Department of Home Affairs website for the latest updates. Good luck with your application, and we hope to see you in Australia soon!
Frequently Asked Questions
How long does the Australian student visa process take from India in 2025?
On average, between 4–8 weeks, depending on document accuracy and volume of applications.
Can I apply for the Australia student visa without IELTS?
No. You must prove English proficiency through IELTS, PTE, TOEFL, or another approved test, unless exempt.
How much bank balance is required for an Australia student visa in 2025?
At least AUD 29,710 for living costs + tuition + dependent/schooling costs, OR meet the annual income alternative.
Is there an interview for the Australian student visa?
Not always. Some applicants may be asked for a short interview, mainly to assess genuine student intent.
What happens if my visa is refused?
You’ll receive a refusal letter explaining why. You can reapply after addressing the issues (e.g., financial proof, GS answers, missing documents).
